Credit Karma, Inc. provides credit scoring, reporting, and monitoring services online, as well as on iOS and Android platforms to consumers for optimizing their credit and personal finances. It offers credit report data, including an overview of accounts, payment history, credit inquiries and public records, and personalized information; credit report cards; credit monitoring to identify and prevent theft; credit score simulators, which show how certain financial actions might affect credit score over the time; savings recommendations based on credit scores; and tax preparation. The company also provides financial account monitoring services; tracking of purchases; reviews on financial products, including automotive insurance and loans, credit cards, student and business loans, credit unions, and home equity and personal loans; calculator tools to analyze debt repayment, amortization, home affordability, and simple loan scenarios.