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One MobiKwik Systems Private Limited operates a mobile payments network that connects users with retailers. It enables users to load money into the wallet once using cash, loyalty points, debit cards, credit cards, and netbanking to make payments for online or offline purchases; and transfer money to wallets and bank accounts of friends and family using MobiKwik. The company enables users to make landline, electricity, water, mobile, insurance, entertainment, and gas bill payments.