This web app uses cookies to compile statistic information of our users visits. By continuing to browse the site you are agreeing to our use of cookies. If you wish you may change your preference or read about cookies


Why Tipalti's Business Model is so successful?

Get all the answers

Tipalti’s Company Overview

Tipalti is a renowned global payables automation platform that streamlines and automates the entire supplier payments operation for businesses. The company was founded in 2010 and has headquarters in San Mateo, California. Tipalti's cloud-based solution addresses all phases of payables from supplier onboarding to tax compliance, invoice processing, payment method and currency selection, funds transfer, payment reconciliation, and reporting. The company's mission is to make the payables process simpler, efficient, and more transparent, enabling businesses to focus on growth and strategic initiatives. Tipalti serves a wide variety of industries, including digital media, e-commerce, advertising, manufacturing, and more. It has a robust clientele, including Amazon Twitch, Twitter, GoDaddy, and Vimeo. Business Model: Tipalti's business model revolves around providing a comprehensive, cloud-based payables automation solution. The company offers a platform that integrates with numerous accounting, ERP, and performance marketing systems, thereby facilitating seamless financial operations for businesses. Tipalti's platform is designed to help businesses manage their supplier payments operation more efficiently, reducing the time spent on these tasks by 80%. The company differentiates itself through its focus on automation and integration, providing a single platform that can handle all aspects of the payables process. Revenue Model: Tipalti's revenue model is primarily based on a subscription-based pricing structure. Clients are charged based on the volume of transactions they process through the platform. This includes a set-up fee and an annual or monthly subscription fee, which varies depending on the size and needs of the business. In addition to the subscription fees, Tipalti also earns revenue through foreign exchange services offered to its customers. The company's pricing model allows it to scale its revenue with the growth of its clients, creating a mutually beneficial relationship.

Country: California

Foundations date: 2010

Type: Private

Sector: Financials

Categories: Financial Services

Tags: mass payment automation, accounts payable automation, payment processing, payables, payments, AP, billing, payable, business automation, accounting, invoicing, payroll, payroll software, billing software, invoicing software, billing systems, invoicing systems, payment automation, payments software, payments systems, cloud accounting, cloud billing, cloud payments, accounts payable, payroll management, invoice processing, payable automation, payable software, accounting software, accounting systems, cloud software, cloud systems, cloud commerce, cloud financials, cloud payments, accounting automation, billing automation, finance automation, payment automation, payment orchestration, payable processing, accounts payable automation, AP automation, payment operations, B2B payments automation

Tipalti’s Customer Needs

Social impact:

Life changing: affiliation/belonging

Emotional: provides access

Functional: saves time, simplifies, reduces risk, integrates, reduces effort, avoids hassles, reduces cost

Tipalti’s Related Competitors

Tipalti’s Business Operations


Cashier-as-a-Service (CaaS) describes the practice of paying using a third-party service. When consumers purchase goods online, they often pay the seller indirectly via a third party - the cashier. Both the consumer and the merchant place their confidence in the cashier, who is supposed to facilitate the trustworthy and safe transfer of money. By paying a business through a cashier, consumers may purchase goods without providing merchants with their financial data.


Cross-selling is a business strategy in which additional services or goods are offered to the primary offering to attract new consumers and retain existing ones. Numerous businesses are increasingly diversifying their product lines with items that have little resemblance to their primary offerings. Walmart is one such example; they used to offer everything but food. They want their stores to function as one-stop shops. Thus, companies mitigate their reliance on particular items and increase overall sustainability by providing other goods and services.

Customer data:

It primarily offers free services to users, stores their personal information, and acts as a platform for users to interact with one another. Additional value is generated by gathering and processing consumer data in advantageous ways for internal use or transfer to interested third parties. Revenue is produced by either directly selling the data to outsiders or by leveraging it for internal reasons, such as increasing the efficacy of advertising. Thus, innovative, sustainable Big Data business models are as prevalent and desired as they are elusive (i.e., data is the new oil).

Data as a Service (DaaS):

Data as a Service (DaaS) is a relative of Software as a Service in computing (SaaS). As with other members of the as a service (aaS) family, DaaS is based on the idea that the product (in this instance, data) may be delivered to the user on-demand independent of the provider's geographic or organizational isolation from the customer. Additionally, with the advent[when?] of service-oriented architecture (SOA), the platform on which the data sits has become unimportant. This progression paved the way for the relatively recent new idea of DaaS to arise.

Digital transformation:

Digitalization is the systematic and accelerated transformation of company operations, processes, skills, and models to fully exploit the changes and possibilities brought about by digital technology and its effect on society. Digital transformation is a journey with many interconnected intermediate objectives, with the ultimate aim of continuous enhancement of processes, divisions, and the business ecosystem in a hyperconnected age. Therefore, establishing the appropriate bridges for the trip is critical to success.


Keeping the purchase price low by avoiding mediators and maximizing supply margins is a win-win situation. In finance, disintermediation refers to how money is removed from intermediate financial organizations such as banks and savings and loan associations and invested directly. Disintermediation, in general, refers to the process of eliminating the middleman or intermediary from future transactions. Disintermediation is often used to invest in higher-yielding securities.


Electronic commerce, or e-commerce (alternatively spelled eCommerce), is a business model, or a subset of a larger business model, that allows a company or person to do business via an electronic network, usually the internet. As a result, customers gain from increased accessibility and convenience, while the business benefits from integrating sales and distribution with other internal operations. Electronic commerce is prevalent throughout all four main market segments: business to business, business to consumer, consumer to consumer, and consumer to business. Ecommerce may be used to sell almost any goods or service, from books and music to financial services and airline tickets.


A systems integrator is an individual or business specializing in integrating component subsystems into a unified whole and ensuring that those subsystems work correctly together. A process is known as system integration. Gains in efficiency, economies of scope, and less reliance on suppliers result in cost reductions and may improve the stability of value generation.


Orchestrators are businesses that outsource a substantial portion of their operations and processes to third-party service providers or third-party vendors. The fundamental objective of this business strategy is to concentrate internal resources on core and essential functions while contracting out the remainder of the work to other businesses, thus reducing costs.

Software as a Service (SaaS):

Software as a Service (SaaS) is a paradigm for licensing and delivering subscription-based and centrally hosted software. Occasionally, the term on-demand software is used. SaaS is usually accessible through a web browser via a thin client. SaaS has established itself as the de facto delivery mechanism for a large number of commercial apps. SaaS has been integrated into virtually every major enterprise Software company's strategy.


Subscription business models are built on the concept of providing a product or service in exchange for recurring subscription income on a monthly or annual basis. As a result, they place a higher premium on client retention than on customer acquisition. Subscription business models, in essence, concentrate on revenue generation in such a manner that a single client makes repeated payments for extended access to a product or service. Cable television, internet providers, software suppliers, websites (e.g., blogs), business solutions providers, and financial services companies utilize this approach, as do conventional newspapers, periodicals, and academic publications.

Transaction facilitator:

The business acts as an acquirer, processing payments on behalf of online merchants, auction sites, and other commercial users for a fee. This encompasses all elements of purchasing, selling, and exchanging currencies at current or predetermined exchange rates. By far the biggest market in the world in terms of trade volume. The largest multinational banks are the leading players in this industry. Around the globe, financial hubs serve as anchors for trade between a diverse range of various kinds of buyers and sellers 24 hours a day, save on weekends.

Easy and low-cost money transfer and payment:

This business model makes money transfers and producing and collecting prices more affordable and accessible to consumers. Sending and receiving the money to pay wages, settle business transactions, paying school fees, or supporting family members is typical for companies and people alike. It necessitates fast, dependable, and cheap money transfer services that enable money to be placed in one location and withdrawn in another in urban and rural regions alike.

Embed code:

Copy the code below and embed it in yours to show this business model canvas in your website.