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Itaú Unibanco is a Brazilian Publicly quoted bank with headquarters in São Paulo, Brazil. The bank is the result of the merger of Banco Itaú and Unibanco, which occurred on November 4, 2008, to form Itaú Unibanco Holding S.A, the largest Financial conglomerate in the Southern Hemisphere and is the 10th largest bank in the world by market value. The company operates through three Segments: Retail Banking, Wholesale Banking, and Activities with the market + Corporation. The company is engaged in banking activities, through its commercial, investment, real estate loan, finance and investment credit, and lease portfolios, including foreign exchange operations and other complementary activities, with emphasis on insurance, private pension plans, capitalization, securities brokerage and administration of credit cards, consortia, investment funds and managed portfolios.