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MS&AD Insurance Group Holdings, Inc. is an insurance holding company. The company is engaged in the management of non-life and life insurance companies, and companies qualified to become subsidiaries under insurance business law. Its Segments include Domestic non-life Insurance Business (MSI), Domestic non-life Insurance Business (ADI), Domestic non-life Insurance Business (Mitsui Direct General), Domestic Life Insurance Business (MSAL), Domestic Life Insurance Business (MSPL) and International Business (Overseas Insurance Subsidiaries). It operates in business domains, including Domestic Life Insurance Business, Financial Services Business, and risk-Related Services Business. It provides non-insurance products and services to meet customers' needs for risk solutions, such as risk management business, nursing care business, and assistance business. Its International Business includes International General Insurance Business, Reinsurance Business, and Asian Life Insurance Business.