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State Bank of India provides a range of products and services to personal, commercial enterprises, large corporates, public bodies, and institutional customers. Its main services operate within four divisions. The Treasury includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts. Corporate/Wholesale Banking comprises the lending activities of Corporate Accounts Group, Mid Corporate Accounts Group, and Stressed Assets Management Group. The Retail Banking division comprises branches in National Banking Group, primarily including Personal Banking activities, including lending activities to corporate customers having banking relations with branches in the National Banking Group. Other Banking Business includes the operations of all the non-banking subsidiaries/joint ventures other than SBI Life Insurance Co. Ltd. and SBI General Insurance Co. Ltd. Its geographical segments include Domestic Operations and Foreign Operations.

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