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The Goldman Sachs Group, Inc., incorporated on July 21, 1998, is a bank holding company and a Financial holding company. The company is an investment banking, securities and investment management company that provides a range of Financial services to a diversified client base that includes corporations, Financial institutions, governments, and individuals. The company operates through four Segments: Investment Banking, Institutional Client Services, Investing & Lending, and Investment Management. The company is the United States depository institution subsidiary, Goldman Sachs Bank USA (GS Bank USA), is a New York state-chartered bank.