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American Express Company, incorporated on June 10, 1965, together with its subsidiaries, is a global services company. The company's principal products and services are charge and credit card products, and travel-related services offered to consumers and businesses around the world. The company's Segments include the U.S. Consumer Services (USCS), International Consumer and Network Services (ICNS), Global Commercial Services (GCS) and Global Merchant Services (GMS). The company's range of products and services includes network services; merchant acquisition and processing, servicing and settlement, and point-of-sale marketing and information products and services for merchants; other fee services, including fraud prevention services and the design and operation of customer loyalty programs; expense management products and services, and stored value/prepaid products.