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TIAA, formerly TIAA—CREF (Teachers Insurance and Annuity Association—College Retirement Equities Fund), is a Fortune 100 Financial services organization that are the leading retirement provider for people who work in the academic, research, medical and cultural fields. TIAA serves 3.9 million active and retired employees participating at more than 15.000 institutions and has $502 billion in combined assets under management (as of December 31, 2012).