Mitsubishi UFJ Financial Group, Inc. (MUFJ) is a bank holding company. The company's Segments include Integrated Retail Banking Business Group, Integrated corporate banking Business Group, Integrated Trust Assets Business Group, Integrated Global Business Group and Krungsri. The company's services include commercial banking, trust banking, securities, credit cards, consumer finance, asset management, leasing and various fields of Financial services. The company's subsidiaries include the Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU), Mitsubishi UFJ Trust and Banking Corporation (MUTB), Mitsubishi UFJ Securities Holdings Co., Ltd. (MUSHD), Mitsubishi UFJ Morgan Stanley Securities Co., Ltd. (MUMSS) and Mitsubishi UFJ NICOS Co., Ltd. Its Retail Banking Business Group covers retail businesses, including commercial banking, trust banking, and securities businesses. It offers a range of banking products and services, including Financial consulting services, to retail customers in Japan.